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Household budgeting
A simple budget tracker and planner for households.
Peony keeps what's safe to spend front and center, keeps everyone in your household on the same page, and takes care of the bills that come around every month. No spreadsheets, no bank logins, no jargon. The essentials are always free.
One subscription covers the whole household. Peony is free to download and use, and Peony Plus lands at around two dollars a month, billed yearly. No ads, no tracking. See what's free
For iPhone and iPad, on the App Store in the US and Canada. Peony keeps budgets in US dollars for now.
Safe to spend
One number to rule them all.
Peony starts with what's coming in this month, sets aside your bills, your savings, and anything still budgeted, and then shows you what's left. It's the first thing you see when you open the app, so you can plan the rest of the month confidently.
- Tap it to flip between budgeted, actual, and what's safe to spend today
- See income, spending, savings, and upcoming bills at a glance
- Tap a figure to see the full breakdown
Shared household Peony Plus
Budget together, from your own phones.
Invite your partner, a roommate, or anyone you manage a budget with. Everyone signs in with their own account and sees the same numbers, and every change shows up on everyone's screen right away, with a little note of who added what.
- Invite people with a private household code
- Live sync between iPhone and the web
- Swipe a transaction to react with an emoji everyone sees (transaction shaming welcome)
- Remove someone and reset the code any time
Household sharing is part of Peony Plus. One subscription covers everyone in the household, so the people you invite never pay. A free household is just you and everything you need to keep your budget on track.
Recurring
Bills and paychecks that post themselves.
Tell Peony about rent, subscriptions, and payday once. On the right day, every time, Peony will add them for you, so your month is mapped out before it even starts.
- Weekly, every two weeks, monthly, yearly, or on your own schedule
- Skip anything, or change any recurring item's monthly amount
- Pause something and pick it back up later
Savings goals
Watch your savings goals fill up.
Make a goal for the emergency fund, the holidays, or that event you keep talking about. Move money in or out whenever you like, and Peony shows how close you are - and can recommend a regular savings deposit based on your target date.
- Set a target and see what's left to go
- Move money between goals in a tap
- A growth chart for the last 3, 6, or 12 months
Themes
Give Peony a personal touch.
Peony sets the stage with two defaults, and can follow your phone between light and dark. Still not quite right? With Peony Plus, you can choose between 14 others, or design two of your own.
- Your custom themes follow you to every device
- Adjustable text size, and on iPad or a computer, put the menu on whichever edge you like
- Optional effects, like retro scanlines and falling icons
Default, Default (Dark), and Auto are free, soft glow and all. The other themes, custom themes, and effects are part of Peony Plus.
The little things
Small touches that make a big difference.
Split purchases
One $120 Target run, three categories. Split it across groceries, household, and the dog, and Peonly will make sure the totals add up.
Know which card you used
Tag purchases with the card or account they came from, and see how much went through each one later on.
Widgets iPhonePlus
Safe to spend, upcoming bills, and where the money went, right on your Home Screen, plus today's number on your Lock Screen. Psst: there's a Quick Add button for logging on the go.
Face ID lock iPhone
Lock Peony behind Face ID, so a borrowed phone stays just a borrowed phone.
Bill reminders iPhone
A heads-up the day a bill lands, a Sunday summary of what's still safe to spend, and an optional nudge when someone in your household adds something.
Trends and Lifetime Plus
Peony tells you how the month is going in plain English, like "A quiet month. You've spent $1,912.40 so far this month." And Lifetime searches every purchase you've ever logged.
On the web, too Plus
Sign in from any computer at app.peonybudget.com and pick up right where you left off, even if you don't have an iPhone.
Backup and export
Household owners can save a full backup and restore it later, free on every plan. Peony Plus adds a CSV of any month for your spreadsheet, or an export of any filter or search in Lifetime.
Swipe to react or pin
Swipe right on a purchase to leave an emoji your household sees. Swipe left to delete it, or pin it to the top of its list. Categories, bills, and goals pin too.
No signal? No problem
Log a purchase in a parking garage or on a plane. It waits safely on your phone and syncs once you're back online, exactly once.
Start next month early
Payday lands on the 28th? Start next month a few days early, and new spending counts toward the month it's meant for.
Free and Peony Plus
Free to use. One subscription for the whole household.
Everything that keeps your numbers right is free, forever. Peony Plus is for budgeting together, plus the extras that make Peony feel like yours.
Free
$0, forever
For individuals getting their money sorted.
- Safe to spend, the Activity ledger, and search
- Unlimited categories, split purchases, and month-end carryover
- Up to 5 each of recurring bills and paychecks, savings goals, and cards or accounts
- Backup and restore, Face ID lock, and bill reminders
- The Default, Default (Dark), and Auto themes
Peony Plus
$24.99 a year, about two dollars a month
Or $3.99 a month. The yearly plan starts with a month free for new subscribers.
Everything in Free, for everyone in your household, and:
- Invite your partner, roommates, or anyone you share money with
- Peony on the web, at app.peonybudget.com
- Home Screen widgets on iPhone
- Trends, Year to Date, and Lifetime, for searching everything you've ever spent
- Unlimited recurring items, savings goals, and accounts
- Goal dates, with a "Save $X/mo" plan to get there
- Every theme, two custom themes with your own fonts, and effects like scanlines, glow, and falling icons
- CSV export of any month
Household sharing needs Peony Plus. A free household is just you. When anyone in the household subscribes, everyone in it gets Plus on all their devices, and the people who join never pay.
If Plus ends, nothing you made goes away. Everyone stays in the household, your bills and paychecks keep posting, and your savings and accounts stay put. You just can't add more past the free limits, and Peony goes back to the Auto theme until Plus returns, with your themes saved.
Peony is available in the US and Canada, and budgets are kept in US dollars for now. Prices above are in US dollars; the App Store shows your local price. Peony Plus is sold in the iPhone app and renews automatically until you cancel in Settings > Apple ID > Subscriptions. Terms of Use: Apple's standard license agreement.
Your budget is nobody else's business.
Peony is made by one person who'd rather not know what you spent on takeout. Here's the deal, in plain words. The details are in the privacy policy.
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No ads, no analytics, no tracking.There's no tracking code in Peony at all, and your data is never sold.
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No bank logins.You add what you spend. Peony never asks for a bank password or a card number.
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Just your household.Your budget is shared only with the people you invite.
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Yours to delete.Delete your account from Settings any time, and it's removed from Peony's servers right away.
Budgeting, minus the homework.
Peony is on the App Store now, free to download. One Peony Plus subscription covers your whole household, for $24.99 a year or $3.99 a month. Already have an account? Sign in on the web.