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Sharing a household is part of Peony Plus (see How does household sharing work? below). Once your household has Plus, the owner opens Settings > Household > Invite Code and taps Copy or Share. Your partner creates their own Peony account, picks Join Existing on the first screen, and pastes it in. From then on you both see the same budget, live.

The owner opens Settings > Household > Members and taps Remove. Leave Also Reset the Invite Code switched on, so the old code stops working and they can't rejoin with it.

Everything that keeps your numbers right is free, forever: the Overview, the ledger and search, unlimited categories, split purchases, month-end carryover, backups, Face ID, bill reminders, and up to 5 each of recurring items, savings goals, and accounts. The Default, Default (Dark), and Auto themes are free too.

Peony Plus adds household sharing, Peony on the web, Home Screen widgets, Trends, Year to Date, and Lifetime, unlimited recurring items, savings goals, and accounts, goal dates with a monthly savings plan, every other theme, custom themes and effects, and CSV export. It's $3.99 a month or $24.99 a year, and the yearly plan starts with a month free for new subscribers. The full list is on the home page.

One subscription covers the whole household. When anyone in your household subscribes to Peony Plus, everyone in it gets Plus, on all their devices. The people you invite never pay, and never need to subscribe themselves.

A free household is just one person. To invite someone new, the household needs Plus. If the person paying leaves the household, their subscription goes with them.

Apple handles the billing, so you cancel with Apple: on your iPhone, open Settings > Apple ID > Subscriptions, pick Peony, and tap Cancel Subscription. If you're the one paying, Peony can take you there too, from Settings > Peony Plus > Manage Subscription.

Plus keeps working until the end of the period you've paid for, or the end of your free month. Cancel at least a day before it renews so you aren't charged again.

Sign in to Peony with the same account, then open Settings > Peony Plus and tap Restore Purchases. Your iPhone needs to be signed in to the same Apple ID you subscribed with.

Only the person paying ever needs to do this. Everyone else in the household gets Plus through them, automatically.

Nothing you've made goes away. Everyone who already joined your household stays joined and in sync, every recurring bill and paycheck keeps posting, and your savings goals, balances, and accounts all stay put.

What changes: you can't invite anyone new, or add recurring items, savings goals, or accounts past 5 each. Trends, Year to Date, Lifetime, CSV export, widgets, and goal dates lock again. If you were using a Plus theme, Peony switches to Auto, and keeps your theme saved for when Plus comes back. On the web you'll see a page about Peony Plus instead of your budget, with a Download Backup button, so your data is never stuck.

Subscribe again any time, and everything comes straight back.

Changes normally appear on every device within a second or two. If one seems stuck, pull down on the screen to refresh. Still missing? Check that you're both listed under Settings > Household > Members, since you might be in two different households.

Peony is on the App Store in the US and Canada. It keeps your budget in US dollars for now, so if you budget in Canadian dollars, the numbers work fine, they'll just wear a US dollar sign. Other currencies and countries are on the list for later.

Swipe right on a transaction to react with an emoji. Everyone in your household sees it, with your initials. Tap + in the tray to pick any emoji you like.

Swipe left for Delete and Pin. A pinned item stays at the top of its list, and pins work on categories, recurring items, and savings goals too. Pins are saved on each device, so yours won't rearrange your partner's phone.

It tucked itself into two circles. The Menu circle opens every screen, Settings included, and the + circle adds a transaction. On a phone they sit in the bottom corners. On an iPad or a computer you can move them to either edge in Settings > Appearance > Navigation, and turn on Keep Menu Open if you'd rather it never closes.

Open Activity and start typing in search. If there are matches outside the month you're looking at, a Search All Time card shows up under the list. Tap it to jump to Lifetime, which searches, filters, and totals everything your household has ever logged. Lifetime is part of Peony Plus.

Yes. The household owner opens Settings > Household and taps the row that starts next month early, like Start October Early. From then on, Peony opens on the new month for everyone, and new entries count toward it while keeping their real date. Changed your mind? The same row offers Go Back to September (or whichever month it is) until the 1st.

No, on purpose. You add what you spend yourself, which takes a few seconds and keeps you in touch with where the money goes. Peony never asks for a bank password or a card number.

Add one from Categories > New Recurring. Peony posts it on its day, every time. To skip it once, or change just this month's amount or date, open Activity, turn on Upcoming, and tap it. The rest of the schedule stays as it is.

Yes, with Peony Plus. Sign in at app.peonybudget.com with the same account you use on your iPhone or iPad. Everything stays in sync, and it works for anyone in your household, including people without an iPhone.

One exception, for now: if you signed up with Sign in with Apple, the web app can't sign you in, because Apple sign-in only works in the iPhone app. You can still use the web with a second account: create one there with email or Google, then join your household with its invite code, the same way a partner would (see How do I share Peony with my partner? above).

Peony on the web comes with Peony Plus, which you subscribe to in the free Peony iPhone app. Once anyone in your household subscribes, the web unlocks for everyone in it, including anyone without an iPhone. Then tap I Subscribed, Check Again on the web.

Your budget is still yours either way: Download Backup on that page saves a copy of everything, on any plan.

Households that were using Peony before it went on sale keep Peony Plus for free. If yours was, and you're seeing this anyway, email support@peonybudget.com and I'll sort it out.

In September 2026 the web app moved to its own address, app.peonybudget.com. Your browser treats that as a new site, so you'll need to sign in once more there. Your budget is exactly where you left it.

Your theme, text size, and display name are saved on each device, so pick them again once. Custom themes you designed are saved to your account and will still be there.

On the sign-in screen, tap Continue with Email, then Forgot Password? under the Sign In button. Enter your email and Peony sends you a link. It opens in your web browser (even on your iPhone), where you set a new password. Then sign in with it anywhere, the iPhone app included.

No email after a few minutes? Check your spam folder, and make sure it's the address you signed up with. Still stuck? Email support@peonybudget.com from that address and I'll help you get back in.

On iPhone, turn on Settings > Security > App Lock (Face ID). Peony will ask for Face ID when it opens and each time you come back to it, and it hides your numbers in the app switcher.

On iPhone, turn on Settings > Notifications > Reminders & Weekly Summary. You'll get a reminder the day a recurring bill lands, and a Sunday summary of what you spent and what's still safe to spend.

Yes. With notifications on, turn on Settings > Notifications > Household Activity. Peony checks in the background a few times a day, so an alert can take a few hours to arrive. It also keeps your Home Screen widgets up to date between visits. If nothing ever arrives, check that iOS Settings > General > Background App Refresh is on for Peony.

It's used only to run Peony and is shared only with your household. There are no ads and no tracking. The privacy policy has every detail, in plain English. How it's kept safe is just below, in Is my data safe?